Pre-Draft Financing
Pre-draft loans for professional athletes
Get funded before draft day based on your projected contract value
Draft Projection
2026 NFL Draft
Based on consensus projections
Conservative 5-pick adjustment applied
From prospect to funded
Our process is built around draft timelines so you can focus on preparation, not paperwork.
Enter your projection
Share your projected draft position and expected contract details. We use industry-standard models to estimate guaranteed value and determine your pre-approval range.
- No credit check required
- Takes less than 5 minutes
- Agent or athlete can initiate
Get pre-approved
We calculate your pre-approval amount based on projected guaranteed money. Our underwriting team reviews scouting reports and draft projections from recognized services.
- Dedicated loan officer assigned
- Projection verified with scouting data
- Clear communication at each step
Get funded in 24 hours
Once approved, funds are wired directly to your account within 24 hours. Focus on your preparation, not your finances. No prepayment penalties.
- Same-day wire transfer available
- No prepayment penalties
- Repayment aligned to contract schedule
Who qualifies
Pre-draft financing is available to prospects entering the NFL and NBA drafts with credible projections from recognized scouting services. We work with athletes and their representatives to structure funding around draft timelines and projected contract value.
NFL & NBA prospects
We work with prospects projected in the first three rounds of the NFL Draft and the first two rounds of the NBA Draft. If you have a credible draft projection, we want to hear from you.
What you need
- Draft projection from a recognized scouting service
- Government-issued identification
- Basic financial statement
From prospect to funded
Our process is designed around the draft calendar so financing is available exactly when you need it.
-
Declare for draft
Athlete declares eligibility and begins pre-draft preparation.
-
Pre-qualification with Skybox
Submit projected draft position. Receive a pre-approval amount in minutes — no credit check.
-
Combine / Pro Day
Training, travel, and preparation expenses covered by your advance.
-
Funds disbursed
Upon approval, capital is wired within 24 hours. Use for training, agent fees, relocation, or living expenses.
-
Draft day
You're selected. Contract negotiations begin with your new team.
-
Contract signed — loan settled
Repayment is structured around your rookie contract disbursement schedule. No prepayment penalty.
What you can use it for
Pre-draft financing covers the real costs of preparing for your professional career. No restrictions on how you allocate your funds.
Training facilities
Elite combine prep, position-specific coaching, and access to top-tier training facilities. Invest in the preparation that maximizes your draft stock.
Agent fees
Retain top-tier representation without worrying about upfront agent, marketing, and legal costs. Secure the team that will negotiate your best deal.
Relocation
Moving costs, temporary housing, and getting settled in your new city before the season starts. Arrive prepared on day one.
Living expenses
Cover day-to-day costs so you can focus entirely on draft preparation without financial distraction. Rent, food, transportation, and essentials.
Family support
Take care of the people who got you here. Help family with immediate needs while your contract is finalized.
Transparent terms, no surprises
We believe in straightforward lending. Here is what to expect.
Up to 10%
of projected guaranteed
Borrow against a conservative portion of your expected contract value, keeping your risk low and your financial flexibility intact.
24 hours
from approval to funding
Once your application is approved, funds are wired directly to your account the next business day. Same-day available for urgent needs.
NFL & NBA
draft-eligible prospects
Available to prospects in the top rounds of both the NFL and NBA drafts with verifiable projections from recognized scouting services.
Ready to discuss your financing needs?
Speak with a lending specialist or start your pre-qualification online.