Free Agent Financing
Free agent contract financing
Turn your next contract into liquidity today
3–6 mo
Typical bridge term
24 hrs
Funding speed
$0
Prepayment penalty
All leagues
NBA, NFL, MLB, NHL
Smooth the gap between contracts
Free agency is a high-stakes window. You need to train, relocate, and negotiate without the distraction of cash-flow constraints. Skybox Finance provides bridge capital secured against your projected next contract so you can operate from a position of strength.
We work directly with your agent and financial advisor to structure terms that align with your career trajectory. Repayment begins only after your new contract is signed, so there is no pressure until the deal is finalized.
Key terms
- Typical term length
- 3 – 6 months
- Advance amounts
- $100,000 – $50,000,000
- Repayment structure
- Upon new contract signing
- Leagues served
- NBA · NFL · MLB · NHL
Eligibility by free-agency status
Restricted free agents
Your current team holds matching rights, but that does not mean you have to wait for cash flow. Finance against the qualifying offer or expected matched contract.
Unrestricted free agents
Full market freedom means maximum leverage. Get liquidity while you explore offers and negotiate the best deal for your career.
Players in negotiations
Contract extensions, trade discussions, or multi-year negotiations. Access capital while your deal is being finalized so you negotiate from strength, not urgency.
How we compare to traditional lenders
Traditional bank
- Credit score and income verification required
- 2–4 week approval process
- Rigid monthly payment schedule
- Public filings may be required
- Generic consumer loan products
Skybox Finance
- Contract-based underwriting — no credit scoring
- 24-hour funding after approval
- Repayment aligned to new contract
- Complete confidentiality — no public filings
- Purpose-built for professional athletes
Ready to discuss your financing needs?
Speak with a lending specialist or start your pre-qualification online.