Pre-Qualification Calculator
Find out how much you may pre-qualify for based on your guaranteed contract value.
How Pre-Qualification Works
- MLB, NBA, and NHL players can receive an instant pre-qualification estimate
- Pre-approval is based on 30% of your guaranteed contract value
- NFL contracts require manual review due to non-guaranteed structures
- No credit check required for pre-qualification
Common Questions
How is the pre-approval amount calculated?
For MLB, NBA, and NHL players, pre-approval is calculated at 30% of your guaranteed contract value. This provides a conservative estimate that accounts for the secure, predictable nature of guaranteed professional contracts.
Why do NFL contracts require manual review?
NFL contracts have a unique structure where a significant portion of the total contract value may not be guaranteed. Our underwriting team reviews each NFL contract individually to provide an accurate assessment.
Does pre-qualification affect my credit score?
No. Pre-qualification is based solely on your contract information and does not involve a credit check. A credit check is only performed during the full application process after you decide to proceed.
What are the interest rates?
Rates typically range from 8-18% annually, depending on contract length, guaranteed value, and league. Your specific rate will be determined during the full application process.
How quickly can I receive funds?
Once your application is approved, funds can be disbursed within 24 hours. The full application process typically takes 2-5 business days depending on document verification.
Is my information secure?
Absolutely. We use bank-level 256-bit encryption to protect all data. Your personal and financial information is never shared with third parties without your explicit consent.