Pre-Qualification
Check your eligibility
Find out how much you may pre-qualify for based on your guaranteed contract value. No credit check required.
How Pre-Qualification Works
- MLB, NBA, and NHL players can receive an instant pre-qualification estimate
- Pre-approval is based on 30% of your guaranteed contract value
- NFL contracts require manual review due to non-guaranteed structures
- No credit check required for pre-qualification
FAQ
Common Questions
How is the pre-approval amount calculated?
For MLB, NBA, and NHL players, pre-approval is calculated at 30% of your guaranteed contract value. This provides a conservative estimate that accounts for the secure, predictable nature of guaranteed professional contracts.
Why do NFL contracts require manual review?
NFL contracts have a unique structure where a significant portion of the total contract value may not be guaranteed. Our underwriting team reviews each NFL contract individually to provide an accurate assessment.
Does pre-qualification affect my credit score?
No. Pre-qualification is based solely on your contract information and does not involve a credit check. A credit check is only performed during the full application process after you decide to proceed.
What are the interest rates?
Rates typically range from 8-18% annually, depending on contract length, guaranteed value, and league. Your specific rate will be determined during the full application process.
How quickly can I receive funds?
Once your application is approved, funds can be disbursed within 24 hours. The full application process typically takes 2-5 business days depending on document verification.
Is my information secure?
Absolutely. We use bank-level 256-bit encryption to protect all data. Your personal and financial information is never shared with third parties without your explicit consent.
Need help with your application?
Our lending specialists are available to walk you through the process.